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12 THE BUZZ AROUND WAYNE COUNTY AUGUST 2026 ROYALL'S CLASSIC BARBER SHOP -Classic Haircuts -Straight Razor Shaves -Beard Grooming -Gentlemen-Level Service No Rush. No Gimmicks.Where every detail matters. Just A Real Barbershop. This Isn't New School. This Is Forever. Percy Royall Owner & Master Barber 142 N Center st. Goldsboro | 919-273-4501 Built on Tradition. The way a Barbershop was meant to be. Before You Ask for Funding: Be Prepared Entrepreneur, are you ready to talk about money? By Esteban Guzman Whether you're applying for a business loan, line of credit, or grant, preparation is key. Being organized before meeting with a lender or funding organization demonstrates professional- ism, builds confidence, and can help speed up the approval process. Before you apply, have the following documents ready: • A detailed business plan with an executive summary. • A personal financial statement (dated within the last 12 months) for all borrowers and guarantors. • Three years of personal tax returns (2023–2025). • Schedule K-1 forms (2023–2025), if applicable. • Three years of business tax returns for all businesses that generate income. • Year-end balance sheets and income statements for 2023–2025, plus a year-to-date 2026 financial statement. • A current list of all business debts and monthly payments. • The last 2–3 months of business checking and savings account statements, including analysis account statements, if applicable. • The last three months of merchant account (credit card processing) statements. • Information about your bookkeeping system (software or manual). Need help developing your business plan or preparing for financing? Contact the Small Business Center at Wayne Community College. NOW HIRING! Office Manager / Compassionate and caring, Dr. Patrick Gallagher is one of only 400 Atlas Orthogonal Chiropractors worldwide! Don't just take our word...LOOK! Call 919-601-3325 for details www.chiropracticfirstnc.com Experienced and/or Bilingual preferred Chiropratic First "Aer 12 years of debilitating pain, I was at a complete loss. I didn't believe I'd ever get back to being able to do my daily tasks and continue working. Dr. Gallagher has been a God send! His ATLAS orthogonal techniques has helped me experience pain relief aer 12 years of searching for the root cause of my pain. Aer a decade of bouncing around from neurologists, orthopedics, spine centers, rheumatologists, cardiologists, pain management specialists at Duke/ WakeMed/Unc/and Mayo hospitals… who knew that the answer was in Goldsboro less than an hour drive from my house.ere's really light at the end of this tunnel of debilitating pain and all the issues that come along with it." 1304 E. ASH ST. GOLDSBORO 919-735-4300 Esteban Guzmán Director, Small Business Center Wayne Community College 3000 Wayne Memorial Dr. Goldsboro, NC 27534 Wayne Learning Center, Room 195 EGuzman@waynecc.edu +1 (919) 750-1742 Visit us at: https://www. waynecc.edu/continuing-ed/ small-business-center/ Antes de Solicitar Financiamiento: Prepárese Adecuadamente Empresario. ¿Está Usted preparado para hablar sobre financiamiento? By Esteban Guzman Si planea solicitar un préstamo empresarial, una línea de crédito o una subvención (grant), contar con la documentación adecuada es fun- damental. Presentar información financiera completa, precisa y organizada refleja profesionalismo, fortalece la credibilidad de su empresa y facilita el proceso de evaluación por parte de la institución financiera. Antes de presentar su solicitud, procure reunir la siguiente documentación: • Plan de negocios detallado con resumen ejecutivo. • Estado de situación financiera personal, con una antigüedad no mayor a 12 meses, del solicitante y de cualquier garan te. • Declaraciones federales de impuestos personales de los últimos tres años (2023–2025). • Formularios Schedule K-1 (Form 1065), cuando correspondan. • Declaraciones fiscales de los últimos tres años de todas las empresas de las que perciba ingresos. • Balances generales y estados de resultados de 2023 a 2025, además de un estado financiero actualizado de 2026. • Relación de las obligaciones financieras vigentes y sus pagos mensuales. • Estados de cuenta bancarios de los últimos 2 a 3 meses. • Estados de cuenta de Merchant Account de los últimos tres meses. • Descripción del sistema de contabilidad utilizado. Si necesita apoyo para elaborar su plan de negocios o prepararse para solicitar financiamiento, comuníquese con el Small Business Center de Wayne Community College.